Remember the Milk: Task Management tool that lets you keep all your tasks organized in one place, but separated by as many categories as you need. TOTALLY BEATS OUT OUTLOOK - hands down!
Chandler 1.0: is a Serious, but Rough, To-Do Manager:an open-source, cross-platform scheduling app, was conceived back in 2002 as a potential Outlook-killer—a free organizer that would process all your email, calendar appointments and tasks into one smooth workflow, no matter what format or system they were on. Over its long and storied development, intriguingly chronicled in the book Dreaming in Code, Chandler morphed into a meekly-dubbed "Note-to-Self Organizer." There's a lot of neat ideas in Chandler, implemented in rough ways, and if you're a serious to-do hound, it just might find a place somewhere in your work flow. Check out some screenshots of this long-awaited Personal Information Manager and decide for yourself. Click to check out the full article on Lifehacker.com
Jott.com: If you've ever been out on the road and remembered something you needed to do later, jott's perfect for you! It's free and you simply dial into your number, leave yourself a message and then get the email reminder when you get back to your computer.
Diarised Helps You Select The Best Meeting Time: If you need to schedule a meeting and want to skip the hassle of emailing and playing phone tag to establish what time works best for everyone invited, a web-based schedule optimizer like Diarised will save you a headache or two. Visit Diarised and plug in information about the meeting, a description, the email addresses of the meeting attendees, and a list of potential meeting times. Diarised notifies attendees via email and they select the best meeting time. Diarised sends you an email summary of the optimal times. excerpted from Lifehacker.com
Posted by Bruce Ferre of Project Liberty
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Wednesday, August 13, 2008
A Couple Useful Resources for Investors or Businesspeople
Upcoming Symposiums and Events in Salt Lake City
August Events:
* Investing: Oil & Natural Gas Symposium– Saturday, August 16th 2008, 9 a.m. to 6 p.m. (Understand important variables unknown to most oil and gas investors, ask questions and receive feedback about industry-specific terminology from experienced professionals in the industry, and take advantage of an opportunity to engage in discussions with the experts. This is not a sales pitch for oil and gas investments but a valuable learning experience for anyone thinking of investing in oil and gas).
* Investing: Intellectual Creations & Property Symposium - Saturday, August 16th 2008, 9 a.m. to 6 p.m. (Learn from several experts about how to properly protect your ideas which are your most valuable assets).
September Events:
* Venture Capital & Hard Money Lending Symposium – Saturday, September 20th 2008, 9 a.m. to 6 p.m. Understand the games of Venture Capital and Hard Money Lending from several insider perspectives. This is not a sales pitch but an authentic educational experience you don’t want to miss!
For information regarding upcoming Project Liberty events in Salt Lake City contact: corey@bray-conn.com
Tuesday, August 12, 2008
Where is the best place in the US to invest for Appreciation?
PMI Summer 2008 Risk Index Indicates Risk Intensifying in Areas With Previous Rapid Home Price Growth
WALNUT CREEK, Calif., July 1 PRNewswire-FirstCall
PMI Mortgage Insurance Co., the primary U.S. subsidiary of The PMI Group, Inc. (NYSE: PMI), today released its Summer 2008 U.S. Market Risk Index(SM), which ranks the nation's 50 largest metropolitan statistical areas (MSAs) according to the likelihood that home prices will be lower in two years. In general, risk continued to intensify in many of the MSAs where home price growth had significantly exceeded historical norms during the housing boom, but continued to decline in many other areas across the country.
A complete copy of the Summer 2008 PMI ERET report and an appendix that provides data for all 381 U.S. MSAs is available at: http://www.pmi-us.com/eret.
The highest risk of future price declines remains in Riverside-San Bernardino-Ontario, CA (95.5), followed by Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (92.2), and West Palm Beach-Boca Raton-Boynton Beach, FL (91.9). The areas with the lowest risk of price declines are in Fort Worth-Arlington, TX, Dallas-Plano-Irving, TX, and Pittsburgh, PA, each at less than a 1 percent chance. The risk of lower prices in two years declined in 35 of the nation's 50 largest MSAs, and among all 381 MSAs, 326 experienced a decline in risk. Among the top 50 MSAs, 16 ranked in the two highest risk categories, and among those, 15 were in California, Florida, Nevada, and Arizona. Risk of lower prices in two years is greater than 50 percent in all of these MSAs.
Risk scores translate directly into an estimated percentage risk that home prices will be lower in two years. The Summer 2008 Risk Index is based on first-quarter Office of Federal Housing Enterprise Oversight (OFHEO) data.
PMI Summer 2008 PMI U.S. Market Risk Index
Rank MSA Score
1 Riverside-San Bernardino-Ontario; CA 95.5
1 Fort Lauderdale-Pompano Beach-Deerfield Beach; FL 92.2
1 West Palm Beach-Boca Raton-Boynton Beach; FL 91.9
1 Orlando-Kissimmee; FL 91.1
1 Las Vegas-Paradise; NV 88.1
1 Tampa-St. Petersburg-Clearwater; FL 86.6
1 Santa Ana-Anaheim-Irvine; CA 85.8
1 Los Angeles-Long Beach-Glendale; CA 85.7
1 Miami-Miami Beach-Kendall; FL 84.8
1 Sacramento-Arden-Arcade-Roseville; CA 82.2
1 Phoenix-Mesa-Scottsdale; AZ 79.6
1 San Diego-Carlsbad-San Marcos; CA 78.0
1 Jacksonville; FL 73.2
1 Oakland-Fremont-Hayward; CA 72.8
2 San Jose-Sunnyvale-Santa Clara; CA 51.3
2 Providence-New Bedford-Fall River; RI-MA 43.4
3 San Francisco-San Mateo-Redwood City; CA 35.7
3 Washington-Arlington-Alexandria; DC-VA-MD-WV 21.4
3 Nassau-Suffolk; NY 21.2
4 Edison-New Brunswick; NJ 16.2
4 Virginia Beach-Norfolk-Newport News; VA-NC 13.8
4 Boston-Quincy; MA 11.8
4 Detroit-Livonia-Dearborn; MI 11.1
5 Portland-Vancouver-Beaverton; OR-WA 8.7
5 Minneapolis-St. Paul-Bloomington; MN-WI 8.2
5 Newark-Union; NJ-PA 6.5
5 New York-White Plains-Wayne; NY-NJ 6.0
5 Baltimore-Towson; MD 5.5
5 Warren-Troy-Farmington Hills; MI 5.3
5 Cambridge-Newton-Framingham; MA 4.3
5 Atlanta-Sandy Springs-Marietta; GA 2.0
5 Seattle-Bellevue-Everett; WA 1.7
5 Chicago-Naperville-Joliet; IL 1.5
5 Philadelphia; PA 1.4
5 Nashville-Davidson--Murfreesboro--Franklin; TN 1.3
5 St. Louis; MO-IL 1.0
5 Milwaukee-Waukesha-West Allis; WI <1
5 Cleveland-Elyria-Mentor; OH <1
5 Austin-Round Rock; TX <1
5 Denver-Aurora; CO <1
5 Charlotte-Gastonia-Concord; NC-SC <1
5 Kansas City; MO-KS <1
5 Columbus; OH <1
5 Cincinnati-Middletown; OH-KY-IN <1
5 Indianapolis-Carmel; IN <1
5 San Antonio; TX <1
5 Houston-Sugar Land-Baytown; TX <1
5 Pittsburgh; PA <1
5 Dallas-Plano-Irving; TX <1
5 Fort Worth-Arlington; TX <1
SOURCE PMI Mortgage Insurance Co.
Any comments?
Posted by Dean Morgan of Project Liberty
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Thursday, August 7, 2008
Gold,Peace and Prosperity by Dr. Ron Paul
For anyone interested in the topic of Gold, check out this book that discusses gold that I think everyone should read. It is called “Gold, Peace, and Prosperity” by Dr. Ron Paul. You can also watch the video on Youtube here:
Has anyone read it and would like to comment? Any comments on the video?
Posted by Dave Carlson of Project Liberty
Monday, August 4, 2008
Irena Sendler -VS- Al Gore
Isn’t it wonderful what more we can accomplish when we stop caring what other people think. Any comments?
Posted by Jake Lewis of Project Liberty
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How Undervalued is Silver Compared to Gold?
A few things to consider when thinking about investing in Silver or Gold. Silver is way under valued compared to gold. First lets look at the silver to gold ratio. On average over the last 6 months the ratio has been 52:1. In other words it takes 52 oz of silver to purchase 1 oz of gold. The US mint calls it 50:1. On their one ounce silver coin is stamped "one dollar" and on their one ounce gold coin is stamped "fifty dollars". This alone is a huge deception! Now look at the actual physical supply of gold and silver in existence today. It is 17:1; this means for every oz of gold that exists there is 17 oz of silver. Now lets look at the highs of the 80's. Gold reached $850 per oz and silver reached $49.50. This is a 17:1 ratio. Now look at the current gold price of $910 an oz. This means silver should be $53.53; but it is not. The current price of silver is only $17.50. What an awsome deal!!! I highly recommend buying silver right now!
Posted by Eric Malachowski of Project Liberty
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Friday, August 1, 2008
Master Mind Discussing Illinois Land Trusts with David Henderson
In the current real estate market there is a glut of two parties. You’ve got a glut of sellers who may or may not be in bad loans who all want to sell now. Then you’ve got a glut of buyers who, with the dramatic changes in the lending environment, cannot get loans to buy. David Henderson says, “As an investor, you don’t want to own property, you just want to control it.” The Trust is a tool that allows you to control (not own) multiple properties. David recommends the book, ‘A Fortune In Free Real Estate,’ for a more in-depth look at the Trust process.
Real Property vs. Personal Property: After Real Property is placed in a Trust, it ceases to be ‘real property’ and turns into ‘personal property.’
The Trust itself has 4 different documents:
1. Trust Document
2. Beneficiary Designation Document (defines each beneficiary’s interest in the Trust.
3. Assignment of Beneficial Interest Document
4. Occupancy Agreement (like a standard lease)
**All of these documents are closed at a Title Company.
What about the Due on Sale Clause? Trust does NOT trigger the Due on Sale Clause.
Good Market Opportunity: There is a glut of both buyers and sellers in the market right now. Buyers that cannot qualify for loans to homes and Sellers that cannot refi or cannot sell with so many homes on the market.
Seller Carries Note: David approaches ‘For Sale By Owner’ Sellers. Sellers must be willing to carry the Note until the Trust is terminated in 36 mo. when the buyer is able to refi the property. All of David’s buyers in his Trusts have been able to refi before the 3 yr deadline when the Trust is terminated.
Cash Down Returned to Buyer: Buyers for the property, or your ‘Resident Beneficiary’ must have 5% down plus 1st months rent. (No credit necessary but do they have the cash down to buy the home?) The selling point on this is that this 5% is returned to buyer when the Trust is terminated.
Terms are flexible: To make a deal work, all of the terms are flexible. Whatever the seller or the buyer needs to enter into the Trust with you, the investor, make it happen!
Leverage your Realtors: Realtors can bring people to you that cannot qualify for a loan if you are willing to offer them a commission. David says this is his best source of referrals.
How do you convince the buyer to become a resident beneficiary in a Trust?
Tax benefit given to ‘Resident Beneficiary’
5% down at inception of Trust is returned to buyer at time of Trust termination.
Can offer a split in future appreciation with buyer when Trust is terminated.
Terms of the deal are legally binding through the Trust documents (buyer is protected!)
For more information, contact David Henderson of Project Liberty dbhenderson8356@msn.com Read more!
